IRS Tax Helper

How To Stop Wage Garnishment

As a tax relief Services Company, we take pride in the fact that we can provide solution to IRS TAX problems, even if the case requires immediate action.

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Stop Wage Garnishment

What is IRS or State Wage Garnishment?

The IRS and state department of revenue is just like any other creditor. They have the ability to garnish your wages if you owe a tax debt, however unlike the majority of other creditors the government has the power to garnish your wages without the legal requirement of obtaining a judgment first. In addition, the IRS or state department of revenue is allowed to take far more than most other creditors. Fortunately there are available options that you can take part in that will help you to either avoid, or eliminate the unnecessary financial, and emotional toll that wage garnishment creates.

Your Options

When the quickly approaching tax season arrives either you or a professional will prepare a tax return. At this point you will either owe money or get a refund from both the IRS and your state tax department. If you happen to owe money than there are multiple ways to pay. If you have the money available than you can simply write a check for the balance owed, send it in with your tax return paperwork, and relax until the next tax season. Unfortunately, many people and businesses simply do not have the ability to pay their yearly taxes in full. Other options to settle your tax debt require exploration. These options include setting up a payment plan, making an Offer In Compromise, as outlined in Chapter 2, or filing bankruptcy if your case in severe enough to justify the impact on your credit. If you do nothing than the IRS and or state department of revenue will take action by initiating the collection process.

Protecting Your Income – 

The government is in the business of collecting taxes, and certainly takes extreme measure in which to do so. However, they will provide you with adequate notice prior to garnishing your wages. In order to start the process, both the IRS and State are required by law to send you a written notice stating the exact amount of money that you owe them. The notice must clearly spell out all of the charges including the back tax amount, interest accrued, and penalties owed. In addition, the notice is required to provide you with a date that the balance needs to be paid in full by.

If you fail to comply with their terms within the stated time frame, the government has the right to explore how they may enforce you to pay the back taxes owed. This may certainly include the placement of liens on your property, seizure and sale of your assets, keeping future refunds, and of course garnishment of your hard earned wages.

How much is the state and federal government allowed to garnish from your wages?

Ironically both state and federal law limit the amount that most creditors can garnish or take directly from your wages. The tax code limits how much the IRS or State is required to leave for your use. That being said the IRS will take as much as they possible can, leaving you only with the minimum amount that the tax code allows for basic living expenses. The minimum amount of your paycheck that you are allowed to keep is based on the number of exemptions that you claim on your tax returns.

For example, a married taxpayer that files a joint return, is paid monthly, and claims two exemptions will only be allowed to keep $1,625 of their pay. On the other hand a single person that is paid weekly, and claims five exemptions will only be allowed to keep a maximum of $479.81. Any balance over these amounts is garnished, sent directly to the government, and applied towards your back tax balance. If the married person earns $10,000 per month, he or she will only be allowed to keep $1,625, while $8,375 is paid to the IRS each and every month until the balance is paid in full.

Although both the IRS and state department of revenue may only resort to wage garnishment as a last resort, it can happen to anyone that owes tax debt at any time. If you would like to learn more about your rights, and avoid or stop your wages from being garnished by the government, please give the professional team at IRS Tax Helper a call today. We are here to help provide you with income tax relief.

How We Work

Here’s the simple process we use to help free you from the burden of IRS tax debt.

Our attorneys and legal counsel have the skills, experience and education needed to help provide you the relief you need. Having our professional tax team behind you provides many benefits, such as: 

  • Expert IRS negotiation experience 
  • Protection against loss of assets
  • Current knowledge of all tax relief options
  • Fair and financially manageable tax debt resolution
  • Prevention of wage garnishment, tax levy, or tax lien
  • Protection for an innocent spouse.
We offer a range of services to our valuable clients. We provide tax services such as stop Wage Garnishment, Payment Plans/Partial Pay IA, Release Bank Levies, File Delinquent Tax Returns, Penalty Abatement etc.

    Give us a call or click Get Started and we can discuss with you the specific actions to take.


    IRS contact to stop all action and case assignment to an IRS Specialist for review and research.


    Resolve all tax issues with your needs and assets as our priority


    Full resolution and compliance.

Finding a qualified and trustworthy Tax Lawyer to help you with your back IRS tax debts can be overwhelming for most people.

There is hope if you’re one of the millions of individuals who owe back taxes but can’t afford to pay the IRS in full. A professional IRS tax relief company can help you navigate the complicated and treacherous tax roads of the IRS. By negotiating a settlement you can resolve your tax liabilities with the IRS for much less.


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